Types of Insurances :
Life Insurance: - Life Insurance is all about the insurance of any person and compensation will only be effective after death of that person.
Personal Accident Insurances: - This type of Insurance help financially when policy holders suffer with major accidents or paralysis of any part of body.
Medical and Health Insurance: - This policy will help to policy holder when is suffering with any major deceases or operations.
Vehicle Insurance:- Generally people take this policy to get compensation their Vehicles. In this type of Insurance sometimes policy holder will get most efficient from service providing company. This type of insurance is the best for someone who owns bike, car or any other vehicles.
Home Insurance:- This types of insurance is best suitable in maintenance of home. Insurance providing company will compensate when policy holder suffers loss because of Flood, fire, electricity fire or any tragedy.
Travel Insurance:- this type of insurance policy compensate to policy whenever policy holder suffers any major loss while traveling. This policy will be applicable in condition like travel delays, Personal accidents, hijackings.
Burial Insurance: - People generally take this policy to reduce the expanses of funerals and other co-related tasks.
Wedding Insurance:- Wedding insurance cover policy will be more handy in case of sudden requirements of money.
Dog Bite Insurance:- this insurance cover policy provide support to policy holders in case they suffers with this types of problems. It is quite vital policy from protection point of view.
Portable Electronic Device Insurance:- this policy is applicable for protection of useful electronics devices like mobile, computer, tablet. Policy holder will get financial compensations in loss of these materials.
Crime Insurance:- this type of insurance provides support to policy holder in case of loss in business by third party. It provides complete financial cover to clients.
Political Risk Insurance:- it provides protection from any political loss, riots or any other types of business loss.
Workers Compensation:- this policy provides covers to workers of factories whenever they suffers with any critical and major energies.
Disability Overhead Insurance:- This insurances policy is suitable to manage heavy expenses for business owners who are unable to work.
Aviation Insurance:- this is applicable to provide protection to its passengers in journey and also to provide protection to travel company.
Crop Insurance:- this policy provides compensations to farmers in loss of their corps.
Earth Quake Insurance:- this type of insurance provides protection and compensations from loss of earthquake and policy holder can rebuild his home or other property.
Terrorism Insurance: - This type of Insurance is applicable in case of policy holder suffers loss because of any terrorism attack or bomb attack.
Kidnap and Ransom Insurance:- this policy is beneficial when someone, who is also close one of policy holder, is kidnapped then it provides support to policy holders.
Plant Insurance:- this types of policy is the best and suitable for protection of plants equipments like earth movers and tractors.
Professional Liability Insurance:- this insurance policy is best for all the professionals to protect them from any laxity charges.
Mortgage Insurance:- it also known as home loan insurance and useful in situations like failure of paying loan to lenders.

Type of Home Loan :
1.Adjustable-rate loans: - In adjustable rate loans interest rate may vary with the time means interest rate goes up as time passes.
2.Fixed-rate loans: - it refers to the loans in which interest rate remain the same till the last date of return of loan amount.
3.Gold Loan
4.Education Loan
5.Loan Against Insurance Policies
Condition to Check Eligibility for Home Loans
1.Salary of Applicants: -Person who is applying for home loan must have stable source of income whether he is salaried employee or Self Employed businessman.
2.Credit History of Applicants: -Previous bank credit history play important role in clearance of home loan. Because if applicant is defaulter then new loan won’t be issue to him.
3.Amount of Home loan: - Applicants must check plans and then apply for home loan as per your monthly income.
4.Availability of Mandatory Documents: - Before applying for home loans applicants must have valid records to prove his/her identity.
Personal Loan
Whenever someone grant money to someone else to fulfill his/her personal requirement such as family care, education, medical facility, family vacations, called personal loan. In banking terminology, Personal loan referred to as unsecure or signature loans. To grant personal loan personal need to put some credit like land, gold or any other asset to loan provider. It’s all depends upon the repayment ability of person who is looking to get personal loan.
Some Banks that provide personal loans are Allahabad Bank, Canara bank, IDBI, ING Vysya Bank, Citibank, Bank of Maharashtra, Andhra Bank, P & S Bank, Syndicate Bank, Vijaya Bank, Indian Bank, Federal Bank, HDFC, ICICI, Axis Bank, Kotak bank, Fullerton India, Bajaj Finserv, HDBFS, Bank of Baroda, HSBC, Central Bank, Dena Bank, Corporation Bank, Uco Bank, Union Bank, Bank of India, United Bank, Standard Chartered.
Eligibility Criteria to Get Personal Loan
Eligibility of person measured in different ways, some important factor that play main role in person eligibility is income source, age, current status, income type and dependability.
Person income: - Person income must be stable and consistent and minimum monthly earning must be 40,000 or more monthly.
Income Source: - Person must specify their income source, whether income is salary based or business based. If person is self employed then he can get maximum loan of around 14-16 Lakhs. If customers are salary based employee then he can get most loans up to 24 Lakhs.
Current Bank Status: - one important point that plays deciding role is current bank credit status of the person. If person current status is clear then he is eligible for loans.