Vijaya Bank IFSC Code

To transfer money in any bank account tin Indi, all banks avails the facility of money transfer with complete safety and integrity. As we know that money transfer is one of the important task in modern days life style and all banks are makes this service convenient. All existing customer of vijaya bank may use RTGS and NEFT facility to transaction money electronically. By using the unique Indian financial system code (IFSC) RBI introduces these two transaction options. As we know that ifsc code makes transaction easier than ever before by recognizing the identity of every bank and their branches. This is also helpful in identification of receiver and senders banking details to avoid any financial issues. Use of IFSC code is mandatory when it comes to transaction of money by using these two methods of transaction.

Vijaya bank is one of the leading nationalized public sector bank location in manglore and was established in 1931. Currently bank is offering service through its 1700 branches, 45 extension counter, 28 regional offices and more than 1600 ATMs across the country. Bank is also utilizing modern security based technology in collaboration with technology giant Infosys. Infosys offers centralized banking solution to keep processing easier and keep transaction safe and secure. Apart from basic banking facility customers may also utilize other exclusive financial services like loan, credit card, commercial banking, electronic remittance and hire purchase.

Combination of 11 unique alphanumeric key makes complete and distinct IFSC code, these numbers contains the information like first four refers to name of particular bank, fifth one will remain zero and remaining digits refers to branch code of that bank. For example VIJB0007601 is IFSC code of vijaya bank Bhopal branch. Like specified earlier VIJB is referring to name of bank and remaining one are reserved for future use and specifying branch code of Bhopal branch.

Process to find Vijaya Bank MICR and IFSC Code

Want to know about vijaya bank IFSC and MICR code then explore official website of bank or website of reserve bank of India (RBI) or from third party service offering platforms like After choosing the platform choose name of bank, branch, district and state as per instruction then complete details will appear on screen. Use these codes to perform IMPS, NEFT and RTGS based transaction.

Fund Transfer using Vijaya bank RTGS and NEFT Facility

With the help of NEFT and RTGS, vijaya bank has made online transaction quick, easy, secure and error free to all its existing customers. User just nee dot use IFSC code of bank branch where he/she is going to transfer money. Bank account may belong to same bank or other nationalized banks.

Real Time Grass Settlement (RTGS)

As its name refers this is one of the quickest online transaction methods that allow customers to perform transaction in real quick time. After getting confirmation regarding transaction user may transfer amount in any account of vijaya bank or account of other bank. As per instruction of RBI minimum INR 1 lakhs can be transferred in any account and other thing that customer must remember that is transaction under this method will be allowed between 8 AM and 4:30PM and this will be applicable in all working days.

National Electronic Fund Transfer (NEFT)

RBI introduced the facility of national electronic fund transfer (NEFT) for all customers to perform transaction when amount is less than INR 1 lakhs. As we know that under NEFT transaction allowed in batch mode and all transaction will be performed in working day and around 5 hours in Saturday. As per guideline of RBI there is no limit of maximum and minimum amount transaction but is takes little extra amount. Basically customer needs to have information like beneficiary name, bank account number, branch IFSC code, MICR code make transaction error free.

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