Terms & Conditions

The document sets out the applicable terms and conditions to access our services and the website www.applykaroo.com. The document is an electronic record of the terms and conditions and thus, does not require any physical or digital signatures from the authorities.

By visiting the website,the users give their consent to have read and understood the terms and conditions as mentioned in this document. ApplyKaroo reserves the right to edit, modify, change, and/or delete any part of the document at its sole discretion; thus, it is suggested to periodically review the document to get the most current version of terms and conditions.

Acceptance of services:

ApplyKaroo gives its users access to information related to certain financial/banking products and services including, but not limited to, credit cards, loans, and investment services. In addition, the website also provides third-party services including, but not restricted to, credit check and related services in conjunction with your selection of the services.

Your continuous use of our services would constitute your acceptance and consent to our applicable terms and conditions including any Updation or modification thereof.

You agree and authorize ApplyKaroo to share your information with its associates and third-parties for joint marketing purposes, offering certain services, and/or report generations to deliver value added services.

You also agree to receive communications via call, SMS, and/or emails from ApplyKaroo and its associated vendors, business partners, marketing affiliates, and third-parties. You further authorize ApplyKaroo to share and/or disclose your information to the third-party service provide or its affiliates for the said purpose.

Website access:

By visiting the website, you acknowledge and agree that ApplyKaroo reserves all legal rights, title, and interest in and to the services offered. You further give consent that certain services may contain data or information designated sensitive and that you shall not disclose or share such information without our prior permission.

The content of the website including, but not limited to, text, graphics, logo, images, photographs, software, and other material are owned/ licensed by ApplyKaroo and are duly protected under applicable copyright, trademark, and other relevant laws.

We allow limited access to the users for the use of its website, services, and ancillary services. Downloading and/or copying of any data or information from the website for the benefit of another individual, vendor, and/or business is strictly restricted. We reserve the right to terminate the permission or access to any individual for any unauthorized use of our services.

By using our services and/or visiting the website www.applykaroo.com, you agree not to:

  • Misuse the website or its content for any commercial purposes.
  • Make any unauthorized, illegal, speculative, false, and/or fraudulent transactions.
  • Copy, access, edit, publish, and/or copy any content or information either through manual process or by using any technology like robot, spider, or scraper for any purpose without our expressed consent.
  • Violate the restrictions in any robot exclusion headers or bypass other measures employed to protect limited access to the website or its services.
  • Take any action that may impose an unreasonable load to our website and/or infrastructure.
  • Deep-link to any part of the website for any purpose without our written expressed permission.
  • Frame, copy, mirror, or otherwise incorporate any part of the website into any other site without our prior consent.

Registration of account:

  • In consideration to use our services and registering for the same at our website, you agree that you are 18 years of age or above and are not barred from receiving services under any law of India.
  • By registering to our website, you agree to make legitimate purchase either for yourself or for other person for whom you’re a legal guardian or authorized to act on their behalf.
  • You acknowledge and understand that you are solely responsible to maintain the secrecy and confidentiality of your login credentials (login ID and passwords) to access the services.
  • You agree to accept responsibility of all activities conducted through your account, either by you or anyone using your account.
  • You agree to notify the authorities of ApplyKaroo whenever any unauthorized activity is suspected to your account.

Submission of content:

By submitting any information on the website, you agree to be solely responsible for sharing the content on the website and that ApplyKaroo shall not be considered responsible for any content posted on our website. With respect to information submitted to the website, you give us a continuous, irrevocable, and non-terminable permission to use, copy, publish, distribute, modify, sell, and sublicense any part of such content.

Although, users are prohibited and restricted from publishing and/or transmitting any content to/from the website for:

  • Any unlawful, illegal, defamatory, obscene, threatening, or other purposes that would violate any law.
  • Fund raising, marketing, and/or advertising any services without our written prior consent.
  • Infringes, violates, and/or misappropriates any copyright, patent, trademark, and/or proprietary right of ApplyKaroo and/or its associated third-parties.
  • Users shall be solely responsible and liable for any damage caused from violation of any foregoing restrictions.

Money Back Guarantee:

We assure money back guarantee if we couldn’t deliver what we promised. We offer our subscribers 45-days money back guarantee from the date of purchase. The money back policy applies only in the condition where the subscriber follows our steps or guidance to build and/or improve credit score and avails our loan/ credit card offer.

We will refund the subscription value for the first month excluding applicable taxes. We reserve the right to terminate or revoke the money back guarantee policy at any time, without prior notice to the users.

Legal Clause:

Amipiya Techsoft Pvt Ltd reserves all the legal rights for being legal entity of Applykaroo. Thus, Amipiya Techsoft Pvt Ltd can enter into contracts either as vendor or a supplier on behalf of Thrust Leads and will be responsible for the jurisdictionally decisions.

Disclaimer of Warranty:

By visiting to our website, user agrees that the use of services will be solely their responsibility and that we make no warranties or guarantees in terms of the accuracy, reliability, and/or completeness of the content.

We make no warranty that
(i) the services we offer will fulfill your requirements,
(ii) the services will be uninterrupted, accurate, and free of errors, and
(iii) the outcome of the services will always be accurate or reliable.