YESBANK SAVINGS ACCOUNT

YESBANK SAVINGS ACCOUNT

ACCOUNT TYPE

Saving

MINIMUM BALANCE

Zero

INTEREST RATE

6 %

FEATURES

    1. Unlimited access to other bank ATM.
    2. Up to 6% interest rate.
    3. Free RTGS/NEFT transaction facility.
    4. Choose account number as per your interest.

DEBIT CARDS

1. The debit cards that can be taken with this account are RuPay Domestic Debit Card, Titanium Plus Debit Card or Platinum Debit Card, Titanium Debit Card.
2. Customers can choose a debit card as per their requirement and usage.
3. All applicable charges for the Debit Card will be based on the type of card selected by the accountholder.

OFFERS

1. Up to Rs. 20,000 cashback on bookings with YES Bank Debit card.
2. This account offers its customers to avail innumerable offers based on the card chosen by them.
3. Upto Rs 2100 off on flight bookings made at ixigo.com
4. Upto Rs 200 off on BookMyShow while booking movie tickets.

YESBANK SAVINGS ACCOUNT

Yes Bank is one of the popular and reputed private sector banks that avails most appropriate facility for customers. Bank avails various interesting offers and facilities to make banking simple but at the same time follow policies to keep banking system secure and authentic. To make banking system even more flexible bank offers digital banking facility to make instant transactions. Yes bank saving account offers fabulous facilities for account holders.

Yes bank avails facility of saving account for child, women, senior citizen, government employee, defense persons and others to make their saving easier and beneficial too. Yes bank is known for offers bunch of financial products and services for customers not only in India but in abroad too. As we understand that saving play vital role in stability in case of any emergency because sometimes individual current or monthly income and respective expanses. It can be said that saving account are quite mandatory to manage structured life style. Currently banking sector is targeting customer oriented product and their positive points to attract make banking easier, smatter and robust. As it is obvious that banking sector is trying every possible approach to keep customers interested towards services of respective bank and there utilization too. To ease customers effort yes bank avails ATM facility and along with that other interesting facility.


Benefits and Features of YESBANK Saving Account

1. Accountholders will get special offers with debit cards.
2. Yes bank offers doorstep banking facility.
3. Free RTGS/NEFT Transaction facility through internet banking.
4. Unlimited ATM Accessing facility for account holders.
5. Free life insurance cover for all customers along with card loss liability.
6. Mobile banking facility along with SMS alert to keep security updated.
7. Easy and reliable payment system.
8. Free demand draft (DD) issue facility through internet baking and branch visit.
9. Flexibility in account number selection, means you can choose account number as per your interest.
10. Interest rate up to 6%.
11. Quarterly payout facility of amount credited through interest.


Types of Saving Account Offered by Yes Bank

1. Salary
Smart Salary Advantage: -High interest Rate, No minimum balance required. Domestic Silver debit card for account users.
Smart salary platinum: - International platinum debit card for account holders. No minimum balance criteria.
Smart salary exclusive: - Domestic debit card with this account and higher interest rate too. Account holders will get interest rate up to 6%.


2. Personal
Saving Select: - Unlimited ATM access and sweep-in facility along with up to 6% interest rate.
Saving Exclusive: - Tax benefits on interest rate, unlimited account accessing facility, doorstep banking facility.
Saving value: - No criteria for minimum balance but still customer will get all the facility offered by bank.
Saving Advantage: - Free silver debit card, up to 6% interest rate, tax free interest and other special facilities.


3. Custom
Create your own saving account: - Yes bank avails the facility to choose your account number. Apart from this you will get facility of ATM accessing, digital banking, tax benefits and several others facility.
Customizable Saving Account: - This is quite unique and special facility that yes bank is offering to customers and allowing them to decide their benefits, card types, discount in unnecessary charges and several other facilities that they want to select.


Yes Pay

To make your banking and transaction system even more simple and easy, yes bank brings new facility that is Yes bank pay a digital payment wallet. If you are yes bank account holder or not, you can still register yourself and bank will offer you a virtual payment card through with you can easily pay bills and may perform other useful tasks.


Benefits offered by Yes Pay

1. Bill payment facility.
2. User can also request for money through their contact.
3. Expanses management facility.
4. Online shopping and payment facility at more than 30,000 merchants.
5. Maximum rewards points when you pay through YES PAY.
6. Avails Facility to recharge your DTH.
7. Special and attractive rewards points on transaction.
8. Allow to split bill among other group.
9. Ease bill payment facility.
10. Specific rewards points on purchase from app.
11. User can download latest song with best quality.


Process to Use Yes Pay

Initially user needs to download app from Google play store and then they need to enter required specific information. Apart from this basic approach, bank also allows users to access their account via their facebook account. To get access of your profile enter your registered mobile number and click on GET OTP button, user will receive verification sms, after the confirmation of code bank will allow to set password for yes pay. After completion of process your profile will be created.
To enjoy transaction facility user need to add amount into wallet from account or by using internet banking and other options. While checking out choose yes pay as payment option to pay required amount and complete the payment process.


Key Points Related to Yes Bank Saving Account

1. Free Demand Draft along with insurance facility for limited criteria.
2. Offers higher return along with facility to avail up to 70% cash back.
3. Offers Tax free interest rate.


Interest Rate offered by Yes Bank

a. In case of balance is up to 1 lakhs then interest rate will be 5%
b. 6% interest rate if amount is between 1 lakh and 1 crore.
c. 6.25% interest rate when amount will be more than 1 crore.


Process to Open Yes Bank Saving Account

1. Open official url of yes bank click on personal banking section, then on yes individual.
2. It’s time to click on saving account section.
3. Now enter the required personal information. After the submission of details bank will validate all submitted data to verify user information.
4. After cross validation, bank will generate benefits and offers available with yes bank saving account.
5. To resolve all confusion regarding submitted details, bank saving account team will validate all required information then send final confirmation SMS to user in mentioned mobile number.
6. After the activation of account, user will be able to check statement and alerts services availed by yes bank.


Yes Bank Salary Account Charges

Details

Salary Advantage

Salary Platinum

Salary Exclusive

Branch and Internet banking based NEFT

Between INR 5 to INR 25. Free with INB

Free

Free

Branch and Internet banking based RTGS

Free

Free

Free

Average Quarterly Balance (AQB)

Nil

Nil

Nil

PIN Registration

INR 50

INR 50

INR 50

FD requirement for Nil

Nil

Nil

Nil

RTGS Collection

Free

Free

Free

NEFT Collection

Free

Free

Free

Annual Fee for ATM Card

Free

Free

Free

Foreign Outwards and Remittance

INR 700 along with SWIFT charges

INR 500 including SWIFT charges

INR 500 excluding SWIFT charges


Personal Saving Account Charges for YES Bank Customers

Details about Charges

Saving Select

Saving Value

Saving Exclusive

Saving

RTGS Collection

Free

Free

Free

Free

NEFT Collection

Free

Free

Free

Free

PIN Registration

INR 50

INR 50

INR 50

INR 50

Average Quarterly Balance

INR 25000

INR 5000

1 lakhs

INR 10000

Branch and Internet banking based RTGS

Free

Free

Free

Free

Branch and Internet banking based NEFT

Free

Free

Free

Free

FD Related Requirement

2.5 lakh

50000

5 lakhs

50000


Yes Bank Customer Care Related Contact Details

1. Toll free number:
1800 2000 or +91 2261219000
2. For Credit Card Related Issues:
1800 103 1212 or +91 22 4935 0000 (outside India)
3. Email Address:
yestouch@yesbank.in
4. SMS:
HELP(space)CUST ID at +91 92233 90909
5. Corporate Office:
YES BANK Limited, Nehru Center, 9th floor, Discovery of India, Dr. A.b. Road, Worli, Mumbai - 400 018, India.
6. NORTHERN REGIONAL CORPORATE OFFICE:
YES BANK Limited, 48, Nyaya Marg, Chanakyapuri, New Delhi - 110021, India
7. ABU DHABI REPRESENTATIVE OFFICE:
YES BANK Representative Office, 205, AL Ghaith Office Tower, Hamdan Street, PO Box 30848, Abu Dhabi, UAE.


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