RBL BANK SAVINGS ACCOUNT

RBL Bank Savings Account

ACCOUNT TYPE

Saving

MINIMUM BALANCE

Zero

INTEREST RATE

6 %

FEATURES

    1. Free Platinum Visa Debit Card for Customers.
    2. Customers will get flexibility in account number selection.
    3. Up to 5 lakh accidental death cover for customers.
    4. Zero balance saving account facility.

DEBIT CARDS

1. Accountholder can easily avail discount of Rs 3,000 on a minimum purchase of Diamond Jewelry worth Rs 50,000 and also avail 25% off on Gold Jewelry making charges at Joyalukkas stores on using RBL Bank Titanium First Debit Cards.
2. With RBL Bank Digital Savings Account, customers get a Titanium Debit Card linked to their account.
3. Customers get welcome vouchers worth Rs 2500 with different merchants, when they choose Titanium Debit card.

OFFERS

1. Flat 20% off on hotel bookings on Treebo with RBL Bank Titanium First Debit Card.
2. With RBL Bank Titanium First Debit Card, buy one get one Pizza free at US Pizza.
3. Save upto 12% on purchases at Shoppersstop with RBL Bank Titanium First Debit Card.
4. Get a 15% discount on hotel stays with Keys Hotel with RBL Bank Titanium First Debit Card.

RBL Bank Savings Account

RBl bank is one of the fastest growing private sector banks. Bank offers various types of services and facilities for customers. Services are spread by banks through its numerous branches and ATMs. RBL bank offers customized saving account as per requirement of individual and also help them to ease their financial need. With RBL bank saving account customers will get the facility like life insurance, discounts on locker facility, higher interest rate and vital accommodations. Currently bank is offering services to its customer through its 351 ATM and 183 branches across the country.



Interest Rate Offered by RBL Bank

• In case of 10 lakhs or more balance interest rate will be 7.1%.
• If account balance is between 1 lakh to 10 lakhs interest rate will be 6.1%.
• If account balance is up to 1 lakh then interest rate will be 5.1%.


Types of RBL Saving Account

RBL avails account facility in four different categories as per bank policy and customers requirements

Prime Saving Account
RBL prime saving account offers one of the best FD (fixed deposits) interest rate for customers. Apart from this bank avails various interesting offers for account holders, some of them are
1. Free internet banking facility that avails RTGS and NEFT transaction facility.
2. Account holder can access their account from any RBL branch across the country.
3. Complete e-statement facility for customers of their monthly transactions.
4. Customers can apply for fixed deposit through internet banking.
5. Account holders will get useful financial tips from finance and account management experts.


Advantage Saving Account
If you are looking for hassle free and beneficial banking offers then this type of saving account will fulfill your all expectations. Account holders will get following delighting offers
1. Apply for loan and you will get up to 25% off on processing fees.
2. Customers will get freedom in selection of their account number.
3. Account holders will get privilege offered by visa.
4. Unlimited cash withdrawal facility and platinum visa debit card for account holders.
5. Accidental cover insurance of Rs.5 lakh and free life insurance with this saving account too.


Executive Salary Account
Executive salary account holders will get following facilities,
1. Customers will get free debit card, facility to extend ATM withdrawal limit and unlimited other bank ATM access facility.
2. E-statement, mobile and phone banking, internet banking facility and online bill payment facility for account holder.
3. Free demand draft service for customers without any extra charges.
4. Finance and account management tips from experts professionals.
5. No criteria for minimum account balance.


Prime Edge Saving Account
This account avails quire special offers not only for accounts but for medical emergencies too. Customers will get maximum fabulous offers than other types account holders. Some of them are,
1. Prime edge account holders will get facilities like internet banking facility, online bill payment facility, unlimited accessing of other bank ATMs and many more.
2. Vidal health offers health benefits for account holders that will allow saving up to 20% on bill of health check up and other medical expenses.
3. Account holders can customize their transaction limit and demand draft ordering limits.
4. Customers will get facility of free medical assistance from more than 1500 diagnostic centers and more than 6000 associated hospitals.
5. Vidal offers free health consultancy for all account holders.


RBL Senior First Saving Account
RBL bank introduced this bank account for the person who is more than 60 years old to make all banking facilities easier for them. Respective person will start receiving all applicable benefits. Some Specific benefits of this account are outlined below:
a. Free Demat Services.
b. Discount on Brokerage Charge.
c. Offer cover for lens cost and avails discounts 20% on contract surgery.
d. Senior citizen will get waiver on account opening charges.
e. Recommends best hospital in case of medical emergency for all account holders.
f. Offers up to 20% off on dental care services like dentures and root canal treatment.

Add-on Benefits availed by the RBL senior first saving account citizen
a. Higher security on all digital transaction.
b. Bank offer higher interest rate of 7.1% on all deposits.
c. Unlimited cash withdrawal that too without any extra charges.
d. Missed call and Free Internet Services.
e. To activate internet banking facility customer just need to send details about debit card along with PIN number via SMS.
f. Facility of gains4sure offers on FD that too in higher interest rate.


RBL Women’s saving Account
RBL launched this facility to allow women use ATM as per their need without any add on charges. Bank also offers higher interest rate to makes use of RBL bank saving account along with several value added services. Major beneficial points are specified below:
a. Healthcare services at lowest fees.
b. Least charges for locker.
c. Discounts and Offers on purchase of selected brand product.
d. Customers will be allowed to open account for kids on zero balance.
e. After successful account opening, customers will get ad on gift as shopping voucher worth INR 2500.
f. Facility to withdraw unlimited cash across India.



RBL Saving Account Eligibility

1. As per bank policy, candidate must be 18 years old and Indian residents.
2. Candidates must fulfill all the income related and other criteria as per bank policy.
3. If candidate is applying for executive plus account, then salary must be 50,000 or more.


Important Documents to Apply for RBL Saving Account

1. Completely filled application form along with two recent passport size photograph.
2. Authentic address and identity proof documents like PAN card, Aadhar card, voter id and driving license.
3. Salary slip and authorization bonafide letter from employer, if you are salaried employee.


RBL Bank Saving Account Charges

Account Type

Type of Debit Card Offered

DD Charges

Outstation Clearing Charges

RTGS and NEFT Charges

Senior First Saving Account

RBL Platinum/ RBL Classic

INR 50 at RBL and 1 month free for non RBL

NA

NEFT Rs. 25 max,

RTGS Rs25

Basic Savings Account

RBL Classic Debit

NA

NA

Free

Prime Edge Saving Account

RBL Classic Debit

INR 50 at RBL and non RBL locations - 10 free per month

2 free then INR 50 per transaction

Free

Classic Saving Account

RBL Classic Debit

NA

NA

Free

Executive Plus Salary Saving Account

RBL Classic Debit Card

Non RBL locations- per month 5 free and Rs. 50 at RBL

2 free then INR 50 per transaction

Free

Advantage Saving Account

RBL Platinum Debit Card

Non RBL locations- per month 5 free and Rs. 50 at RBL

2 free then INR 50 per transaction

Free

Prime Saving Account

RBL Classic Debit Card

Non RBL locations- per month 5 free and Rs. 50 at RBL

NA

NEFT Rs. 25 max,

RTGS Rs25


Minimum Balance Criteria Required in RBL Saving Account

Type of Account

Mandatory Required Balance(monthly)

Rural

Urban/Merto

Semi-Urban

Classic Savings Account

500

2500

1000

Seniors First Savings Account

5000

5000

5000

Basic Savings Account

NA

NA

NA

Prime Savings Account

1000

5000

2500

Executive Plus Salary Savings Account

NA

NA

NA

Prime Edge Savings Account

10,000

10,000

10,000

Executive Salary Savings Account

NA

NA

NA

Advantage Savings Account

25,000

25,000

25,000


RBL Bank Saving Basic Charges and Fees

Charges

Services

INR 50

Demand Draft Charges

INR 50

Insurance of old cheque copy

INR 50

Card Replacement

INR 50

Duplicate Passbook issue

50 per instance

Revalidation, cancellation, duplicate issuance

INR 100

Cheque Deposit, return.

INR 50

Outstation cheque clearing

INR 50

Paid Cheque Request

50 per instance

Standing instruction or amendment


Please Contact to RBL bank customer support team if has any issue like
a. To know about customer guideline.
b. Tip about ATM usage.
c. Banking ombudsman
d. Email Fraud and Phishing.
e. RTGS and NEFT System
f. Tips for safe internet banking.
g. Beneficial points regarding usage of internet banking.
h. Pros of aadhaar linking with bank account.
i. To collect information about security features to keep account safe and secure.

Features of RBL bank Saving Account:

1. Utility like bill payment via internet is easily available.
2. Bank offers complete security of deposited amount.
3. Other vital facilities like SMS banking, Internet banking and mobile banking.
4. Apart from above describe facility; several other utility will be availed by the respective bank to all registered users.
5. Facility to choose best saving option as per your comfort to give extra strength to your saving opportunity.