Get Your Saving Account Online
Saving Account
A saving account is a virtual vault or deposit account that holds your cash, enables you to pull back a specific sum from it at specific intervals, and adds to itself a little sum (as interest) every year. This is one of the basic account types that offer specific facility. Saving account offers facility to secure your valuable money as per your need.
Saving account facility is offered by all reputed bank of public and private sector banks. Handling this account is quite easy and transaction is quite easy. Every bank follows their policy, different interest rate, different account opening procedure and other specific details to offer best and secure services without any complication.
To open saving account customers need to visit their nearest branch of bank and fill up the application form and get the information about further processing. After account opening you can deposit your money and withdraw it from ATM or by visiting your branch. Generally bank offers interest rate between 3-6%. To keep your account credit healthy maintain minimum account balance criteria.
Types of Saving Account
Basic/Regular Saving Account
This type of account is based on basic terms and conditions. Customers will get basic interest rate and basic facility. These accounts also offer authentic and reliable transaction facility for customers to make their transaction much easier.Salary Based Saving Account
Mostly this type of account is opened on request of companies or salaried employee. Employee receives their monthly salary into this account. One of the facilities that account holder get is freedom from minimum account balance management. If salary is not credited into your account them your account will be converted into normal saving account where you have to manage minimum account balance.Senior Citizens Saving Account
Senior citizens saving account offer several offers and features to make their account much beneficial. Customers will get facilities like freedom from minimum account balance management and higher interest rates.Joint Saving Account
This type of account can be open with any family member or other familiar person. This type of account will offer deposit and withdrawal facility for both operator of account. In case of cheque payment any one of the account holder can sign.Women Saving Account
Women saving allow women to apply for loan and other useful services. Women will receive special facility to make their transaction much beneficial and robust. Women account holder will get loan with cheaper interest rate without any complication.Saving Account for Minor/Children
Some reputed nationalized banks offer this facility. This type of account allows children to learn saving features. This type of account can only be operated if other account holder is parent or any senior person.Features of Saving Loan
Important Document to Open Saving Account
| Proof of Identity | Proof of Address |
|---|---|
| Aadhar Card | Aadhar Card |
| PAN Card | Ration Card |
| Voter's Id | Rental Agreement |
| Passport | Electricity Bill |
| Driving License | Telephone Bill |
Steps to Open Saving Account Online
Procedure to Open Saving Account Offline
Steps to Open Saving Account at Applykaroo
If you are applying for a credit card through Applykaroo then follow following simple steps:
1. Go to url https://www.applykaroo.com/saving-account and following window will appear on screen.
2. Enter name of your city name, your job type and your monthly income and click on the search button.3. Then,as per user detail relevant saving account facility offering bank list will appear on screen.
4. Then, user can select the best saving account as per his interest and then click on the APPLY NOW button.5. Now, Enter your personal details as per requirement in application form.
6. After detail submission,within month respective bank will inform you through your mobile number and email id.