Privacy policy

This privacy policy document intents to acknowledge the usage of this website and its services. ApplyKaroo strongly recommends to review the document to know how we collect and handle user data and information. By accessing our services, user agrees to have ready read and understood the privacy policies.

We reserve the right to make required modifications, alteration, changes, and/or updates to any part of the document without any prior notice.

Usage of the website:

ApplyKaroo is an aggregator platform intended to bring banking-related products and services on a single platform. By visiting the website, you agree to the terms of using our services; thus, giving your consent to contact you either through call, SMS, or emails. Our services are available only for users above 18 years of age. We don’t take responsibility to maintain the secrecy of your login id and passwords and users will be solely responsible to share their login credentials with anyone. The user expressively agrees to provide correct and authentic details to sign up on our website and while accessing our services.

Data we collect:

Generally, we require user’s data to deliver our services so to ensure your financial needs are fulfilled. Therefore, we may voluntarily ask the users to provide certain information while signing up.

ApplyKaroo may collect and use data and related information including, but not limited to, user’s name, mobile number, email address, IP address, location, cookies, and data from third-parties.

Privacy statement:

By using our services or website, the user agrees and acknowledges the following:

ApplyKaroo reserves the right to automatically track information based on user’s IP address, mobile device details, etc. The information may be shared with third-parties to bring personalized credit services for the users. The user hereby gives consent to share such information to third-parties as may be determined by ApplyKaroo from time to time.

We may share and/or disclose the aggregate findings in anonymized form with third parties for the purpose of market research and new feature development.

Any information collected by ApplyKaroo, whether directly or indirectly, including but not limited to personal correspondence such as calls, SMS, or emails, may be compiled into a file or folder allotted to the user, and the user hereby expressly agrees to give consent to the same.

The information shared by the user might be used to send offers and promotions from ApplyKaroo or its associated parties. The user may choose to unsubscribe from such promotional communications.

Sensitive personal data or information is collected and stored in accordance with the Information Technology Act, 2000 and certain changes or modifications are made from time-to-time as per the amendments made to the act.

Use of information collected:

All the information collected by ApplyKaroo, including personal details or sensitive information, is shared voluntarily by the user to access our services. By visiting our website

    users agree that we may use the information for the following purposes:
  • Providing the services and improving the quality of services as per the feedback and reviews collected from the users.
  • Offering new products and services in accordance to the user’s requirements.
  • Analyzing software usage patterns for improving design and utility of the services.
  • Commercial purposes and in an aggregated form for research, statistical analysis, and business intelligence purposes.
  • Debugging customer support related issues and queries.

Amendments to policy:

ApplyKaroo reserves the right to edit, modify, delete, update, and/or alter any part of the policy at its sole discretion with or without any prior notice to the users. It is advices to periodically visit the privacy policy page to review the updates. Continue use of our services indicates user’s acceptance and consent to the updated policies.