Best Plans for
Loans
@Apply KarooLIC Housing Finance
Life Insurance Corporation of India venture LIC Housing Finance is one of the biggest and one of the most reliable loan providing destination.
It is widely popular destination that provides loans to customers in lowest interest rate, processing fee, low documentation fees and provides loans instantly.
LIC Housing Finance home loan:- Current interest rate of LIC housing finance loan is 8.55%.
Documentation charges: - 10,000 + (Service tax).
Eligibility for Home Loan:-
1. Age must be between 18 years to 60 years.
2. Salary must be Rs.15000 (p.m).
3. Applicants must have 2-3 Years of Experience.
4. Must have valid ID proof.
5. Must have valid account.
6. Last Three month salary slip.
Bajaj finserv personal loan
Bajaj finserv is an Indian company that provides financial services to its customers with interesting offers, bonus and interest rate.
It is part of Bajaj Holdings & Investments Limited and one of the most reliable destinations that avails various services to customers.
Benefits of Bajaj Finserv Personal loan:-
1. Simple, Secured, Transparent transaction System.
2. Interesting offers.
3. Flexibility in payment.
4. Lowest interest rates.
5. No hidden Charges.
6. Apply for personal loan up to 25 Lakhs and get Amazon shopping voucher worth INR 14000.
Bajaj Finserv Interest rates:-
1. For salaried Employee interest rate is 11.99% - 15.50% and for self employed interest rate is 14.00% - 20.00%.
2. Minimum loan approval amount is INR 100,000 and max amount is 3,000,000.
Bajaj Finserv Processing Fees:- Bajaj Finserv charge up to 2% of loan amount.
Eligibility for Bajaj finserv Personal loan:-
1. Age must be between 21 years & 65 years.
2. Salaries slip of last two month for salaried employee.
3. Must be citizen of India.
4. Xerox of Credit card.
ICICI Bank Personal Loan
ICICI bank provides various types of loan to its customers as per their requirements. It provides loan amount up to 20 Lakhs to fulfill your needs.
Why to Choose ICICI bank:-1. Completely transparent transaction system.
2. Quickest processing system.
3. Lowest interest rate and EMI.
4. Not Necessary to have Guarantor or Assets Guarantee.
5. Flexibility in repayment of amount.
ICICI BANK Interest Rate: - ICICI Bank Interest rate for Personal loan is between 11.59% - 17.50%.
Processing Fees: - 1% - 2.5% of loan amount, in special cases only 999/-.
Eligibility Criteria for Personal loan: -
1. Salaried Employee
a. Age must be between 23 to 58 Years.
b. Must have Account in ICICI Bank.
c. Salary must be between 20,000 to 25,000 per month.
2. Self Employed
a. Age must be between 25 to 65 Years.
b. Must have current or saving account in ICICI Bank.
c. 1 Lakhs for Non Professionals and 2 Lakhs for Business/ property organization.
Fullerton Personal Loan
It provides various types of loans like as personal loan, home loan, business loans, life insurance with interesting facilities.
- Fullerton is independent financial organization, it�s not a bank. Fullerton India starts its business processing in India in 2006-07. It provides various types of loans like as personal loan, home loan, business loans, life insurance with interesting facilities. Currently it is providing its services with more than 850 franchises in across the Country.
Why to Choose Fullerton India:-
1. Some simple steps need to follow as per condition.
2. Quick processing system.
3. It offers loans in lowest possible interest rate.
Fullerton India Interest Rate: - Fullerton India offers interest rate between 21.00% - 32.00%.
Processing Charges: - Processing fee for personal loan is 2% of the total loan amount.
Eligibility Criteria for Personal loan: -
1. Age must be between 21 to 65 Years.
2. Minimum monthly income must be more than INR 25000, applicable for both salaried and self employed.
Aditya Birla Money Personal Loan
Aditya Birla Money is venture of Aditya Birla Group. It provides loans for various types of loans like home loan.
Why to Choose Aditya Birla Money:-
1. Fully Transparent transaction.
2. Easy Processing.
3. Lowest EMI and Interest Rate.
4. User friendly repayment system.
Aditya Birla Money Interest Rate: - Current Interest rate for personal loan is between 11.5%-13.25%.
Aaditya Birla Money Processing Fees: - 1.25% to 1.75% of the Loan Amount is what Aditya Birla Money charges for personal loan.
Eligibility Criteria for Aaditya Birla Money Personal Loan:-
1. Must have a valid account.
2. Age must be between 23 to 60 Years.
3. Monthly income must be more than 45000.
PNB Home Loan
Punjab National Bank provides Loans for its customers to purchase their dream home or invest in real state.
PNB Interest Rate: - Current Interest Rate of PNB for Home Loan is between 9.15% - 9.20% per Lakhs.
Processing Fee: - PNB charges 0.50% of loan amount.
Documentation Charges: - INR 1350/-
Why to choose PNB Home loan:-
1. Most flexible payment system.
2.Rewarded as countries best bank.
3.Bank that earn maximum benefits.
4.Maximum market coverage.
5.Dynamic interest rate as per market demand.
6.Around 10 crore customers and 6650 branches across the country.
Apply For Loans
ONLINE LOAN
Loan can be defined as the fixed amount of money that the borrower has to return to its provider with interest as per deal terms and condition. In modern era, individuals take loan from authorize bank or financial organization as per their interest and need to fulfill their various important tasks. Bank and financial organization offers different loans types such as personal loan, home loan, education loan, vehicle loan, crop insurance and several others. These loans resolve instant need of money and provide you instant help. Applying for loan becomes even better and secure with the help of technology.
STEPS TO APPLY FOR LOAN ONLINE
1. First thing user need to do is explore all trending bank or financial institution information.
2. Compare best plan of loan to make your selection easy.
3. Then select best offers and facility providing loan plan.
4. Read customers feedback regarding that offer from online sources.
5. Validate loan provider records to avoid any future financial trap.
6. After successful authentication of advertisement details complete the documentation of records.
7. Once you submit all necessary details to loan provider bank or institution you will get your approved loan amount in your bank account.
COMMON LOAN TYPES
PERSONAL LOAN
Individual look for this loan when he need money for buying consumer durable things, child education, holidays, hospital bills, personal needs, wedding purpose and several other occasion to get instant solution of financial issue. It can be said that this type of loan used for personal instant need to keep your life simple. Before applying for personal loan check your eligibility, age, monthly income and other useful facts.
Personal Loan benefits
1. If your interest rate is good then you will get benefits in personal loan interest rate. So always maintain healthy credit score.
2. Personal loan helps in income tax benefits too.
3. Personal loan provides option to use your money as per your need.
4. Easily approved by authorized bank or financial organization.
5. In process of getting personal loan third party interference is not required.
6. Banks avails various offers to attract customers.
HOME LOAN
Home loan is amount that is borrowed by individual to purchase home from any authorize bank or financial intuition. Banks have their own criteria and guideline to approve a home loan. If someone is looking to get home loan then he must explore the best offers. Always remember one thing about home loan is that do your complete analysis and survey about that particular offers.
Always go with offers which offer lowest interest rate. As, we all know that interest rates of bank changes regularly as per guideline of Reserve bank of India. There are two factors which play vital role in final approval of a home loan. One of them is always selecting your monthly EMI as per your monthly expenses and another one is that rate of property is not going to be decrease in near future.
Procedure to apply for home loan
1. First of all you need to submit your valid documents.
2. Then, authorize bank will validate your eligibility regarding home loan.
3. Then as per your eligibility authorize bank will decide home loan criteria.
4. After approval of home loan you will get amount in your bank account.
Benefits of home loan
1. Applicants will get advantage in income tax payment.
2. Home loan gives sense of accomplishment. Apart from these two there are so many benefits of home loan.
Important Document for Home loan
1. Applicants income proof.
2. Proof of age.
3. Residence proof.
4. Passport size photo of applicants.
5. Applicants last six month transaction records.
Business Loan
Any financial amount that someone borrows for commercial purpose is business loan. This type of loan helps organization to resolve instant financial issues and help to consistently work for your business growth. In India there are plenty of authorize financial institution and banks that provides loan financing facility for small and major corporate sector companies.
Major corporate houses use different approach to get business loan form financing organization. Before granting loan to companies, banks ask them to complete the procedure of getting loan. Its good to explore the best plans and their condition to avoid any future conflict.
Benefits of Business loan
1. Banks offers business loan with low interest rate, although its hard to get business loan.
2. Banks provides benefits in income tax to respective companies.
3. Business loans are secure and affordable. Applicants get some other remarkable benefits with these advantages.
Eligibility Criteria for Business Loan
1. Applicant must be salaried or self employed.
2. Applicants must belong to private limited firm or limited firm.
3. Organization must be any service provider or manufacturer.
4. Applicant business must be three year old.
5. Applicant age must be between 21 to 65 years.
6. Applicants must submit Income tax report of last 3 years.
7. Minimum turnover of respective company must be 5 million per year along with 2 million profits.
STEPS TO APPLY FOR LOAN FROM APPLYKAROO
1.Go to URL https://www.applykaroo.com/loans and following window will appear on screen.
2.Enter name of your city, loan type, monthly income and click on the search button.
3.Then, as per user detail relevant loan facility providing companies list will appear on screen.
4.Then, select the best loan offer as per your interest and click on the APPLY NOW button.
5.Enter your authentic information in the application form of respective bank or financial institution.
6.After successful submission of application, Bank will grant loan to you.
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