Dena Bank IFSC Code

Dena bank was founded in May 1938 by Devkaran Nanjee and in July 1969, the bank was nationalized with 13 other major banks. It is headquartered in Mumbai offering several banking and financial services to its customers.

What is Dena Bank IFSC Code?

The Indian Financial System Code is a unique alphanumeric code assigned to every particular bank branch by the Reserve Bank of India. It is an 11 character alphanumeric code where the first four alphabets represent the bank, the fifth character remains zero for future use, and the last 6 digits are identified as unique branch code.

Individuals those are willing to make online fund transfer, can check Dena Bank IFSC Code list online at The IFSC code is also mentioned at the account holder’s bank passbook and checkbook.

As the digitalization is revolving around the country, IFSC codes have become significant part of conducting digital transactions. IFSC codes aid in making and receiving payments through certain transaction methods like IMPS (Immediate Payment Service), NEFT (National Electronic Fund Transfer), and RTGS (Real Time Gross Settlement).

IMPS : As the name suggests, this is an immediate payment system where the funds immediately gets credited to the recipient’s bank account on a real-time basis. However, to conduct the system, it is important to provide IFSC code of the recipient’s bank branch.

NEFT : To conduct the National Electronic Fund Transfer (NEFT) method, the remitter has to provide certain details of the recipient like name, bank, IFSC code, account number, and account type. The transaction cannot be processed until and unless the details are not duly filled.

RTGS : Real Time Gross Settlement (RTGS) method is generally preferred for minimum transaction of Rs.2 lakhs. The remitter has to provide details like recipient’s name, bank branch, account number, and IFSC code.

Dena Bank MICR Code:

MICR is a Magnetic Ink Character Recognition code that is primarily used by the banking sector to facilitate quick cheque clearance process. The MICR code is printed using a special magnetic ink containing iron oxide. While processing the cheques, a special machine is used to read these magnetic characters to identify the participating bank branches. The MICR code is mentioned at the bottom of every cheque leaf.

Dena Bank MICR and IFSC codes help the Reserve bank of India to identify the participating bank branches and boost the transaction process. The codes also eliminate the risk of any kind of fraudulent in the transaction process.

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