Open Current Account Online
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Online Current Account
Current account contain the information about all corporate or business based transaction performed by the organization and individuals. It refers to all transaction not to saving and other particular transaction. It will be defined over the certain tenure. In most of cases, as per provision customer will be allowed to transfer half amount and remaining amount points to financial account along with capital. Basically capital amount is allows to use for supporting in foreign transaction and corporate based activity. It decides the credit of individual on basis of exports and imports of goods and services along with amount receive via transaction from abroad.
Calculation of Current Account
Generally, account is calculated by adding up four integral factors and components to perform accurate and authentic calculation of amount. Some of them are outlined below
Benefits of Current Account
a. Avails over Draft Facility for account holder.
b. Prompt business based transaction will be allowed.
c. Free mobile banking and internet banking facility for account users.
d. Free from withdrawal limit.
e. In case of deposit in home branch, there will be no criteria.
f. Allow business man for facility of direct payment by using demand draft, pay orders and along with other options
STEPS TO APPLY FOR A CURRENT ACCOUNT FROM APPLYKAROO
If you are applying for a current account through Applykaroo then follow following simple steps:-
1. Go to url https://www.applykaroo.com/current-account and following window will appear on screen.
2. Enter name of your city, type of job and your monthly income and click on the search button.
3.Then,as per user detail relevant current account offering bank list will appear on screen.
4.Then, user can select the best current account as per his interest and then click on the APPLY NOW button.
5. Now, Enter your personal details as per requirement in application form.
6. After detail submission,within month respective bank will deliver your current account debit card at your door step.
Features of Current Account
To start a business, current account is quite mandatory. In current time banks offers several decent and beneficial offers to attract customers. It depends on needs of business and its diversity. Some, vital offers and benefits are outlined below
b. User will be free to perform number of transaction as per need.
c. User will get flexibility of transaction than they will get in saving account.
d. It is users responsibility in to maintain minimum account balance otherwise bank will imposed.
e. These days bank offers interest rate on current account.
f. User need to maintain higher account balance in compare of saving account.
g. Any organization, private and public sector companies, individual, trust, association, property concern and other respective organization.
h. Multiple current accounts cannot be operating for single business.
i. In case of short term loan, interest rate will be charged whenever account user asks from the bank.
j. Like saving account, user need to follow complete process that user follow for opening and operating other account to complete the process related to completion of KYC (know your customer).
Ways of Depositing Cash Amount in Current Account
a. Electronics Transfers.
b. Depositing cash at any of the bank branch of respective bank.
c. Wire transfer from abroad.
d. Cheque Deposits.
Types of Current Account
These days bank offers facility to open current account for several respective need. Users will get several options and benefits to make banking facility smoother and easier. Main types of current account are specified below:
Major Services Availed by the Current Bank User
Online Banking Facility
In recent times online market is changing the entire payment related processing. Users along with online or internet banking facility with enjoy transaction with ease and it will make things easier for both sender and receiver. Once online banking will be activated in account, users will be able to perform facility like viewing account statement, account balance, payment clearance, fund transfer and other luxurious facility with ease and security. These days it is one of the frequent choices that will allow performing all transaction even in non-banking hours, in holidays and other valuable services will be just one click away. User will be able to utilize remaining time in other valuable tasks.
Home Branch
User will be free to visit home branch to get the banking solution of services like financial assistance, withdrawal, deposits. Some banks will be imposing extra charges against the services they will offer to customers.
Phone Banking
Phone banking facility will allow users to make payments, review their transactions, tracking account balance via their mobile phone. This service or facility avails this facility for all existing customers and help them to make banking easier than ever.
ATM or Debit Card
To avails the facility of money withdrawal, after the process of successful account opening, bank issues an ATM or debit card for customer. Users will be allowed to with draw amount in case of low balance on account.
Cheque Facility
As it is known as one of the traditional way of bill clearing and amount withdrawal. Even in modern days bank customers will pick this option instead of internet banking facility to pay specific dues.