American Express MakeMyTrip Credit Card
American express is popular globally because of its quality and reliable services. Organization is consistently improving their quality to attract maximum customers and make services even smoother. This card is joint venture of American Express and Makemytrip that offers unbelievable discount and cash back offers for customers. Millions of customers are using the facility of American express credit card to earn various facilities and rewards. The American Express Makemytrip Card is one of the best charge cards presenter company. In general, this is a middle-of-the-road charge card to offer value less than some of the other premium substitutes from Amex. Regardless of this, anyone looking for a amex platinum rewards card in the market should definitely go for it. This card comes with intelligent features and exciting benefits offered to the customer. This Makemytrip charge card is extremely popular for offering a wide range of deals and benefits for student that too at comparatively low interest rates along with online banking facility. Customers who opt for this will surely going to experience accelerated opportunity to earn great reward points and redeem them from the specially curated makemytrip collection and additionally providing access to seasonal promotion offers. Despite its low annual fee, this charge card is a host of multiple high-value rewards program. Keep exploring recently launched amex offers and deals.
Know more about the card:
• Pay your balance in full – Don’t confuse this card as a credit card. If the outstanding balance is not paid in full then the account will be delinquent and penalty interest rates will be charged, apart from prequalified offer and deals.
• Extend your balance – Cardholders can extend their payment option applicable on certain purchases. All they need to do is get in touch with the American Express representative in order to request this feature. balance can be easily extend by using correct deals and promos
• One membership reward point per dollar spent – The American Express rewards program is one the best reward programs offered by the finance entity. Members of the card can earn 1 reward point for every dollar spent overseas along with some exceptions. These reward points can be redeemed against any option mentioned at the reward catalog. Additionally, the card owners can earn 3x points on airfare and 2x reward points on using the card for buying gas and groceries. The black card owners also receive bonus membership rewards while shopping online.
• Annual fee – Annual fee of worth $125 is waived in the initial year.
• Dining credit – Get $75 credit on dining at leading hotels like Le Meridien, Westin Hotels, and Sheraton. However, the offer can only be availed on booking minimum two night stays with the American Express card.
• Purchase protection – Card owners will get 90 days theft protection and accidental damage cover for eligible purchases. Users can also extend this warranty protection for qualifying purchases regarding online banking and transaction.
• 24-hour roadside assistance – Cardholders will get up to four roadside service visits annually. Apart from this customer will get the facility to check application status online.
• Baggage insurance plan – Get coverage for damaged or lost luggage while traveling on trains, boats, buses, and flights.
• Comprehensive online services – Experience 24*7 comprehensive online customer services, redeem membership reward points, and pay bills at your convenience.
Facility Offered by American Express MakeMyTrip Credit Card
1. Use this blue rewards card and get discount of 70% or more. This offer is valid 30 September 2017.
2. Minimum 5% discount on booking from makemytrip.com
3. Cardholder will get discount in domestic and international airport.
4. Two amex Makemytrip offers worth RS. 2000 as welcome gift.
5. Cardholder will get minimum 3% cash back at fuel stations.
6. Spend INR 100 on makemytrip and you will get 5 PAYBACK rewards points.
7. If you spend up to 2.5 lakhs per annum then you will get 5000 rewards points.
Important Document for Applying American Express MakeMyTrip Credit Card
Documents required for identification proof: An applicant is asked to submit required ID proof to specify that he or she is eligible to meet the specific criteria to apply for pre approval of amex card. These include a copy of any below mentioned documents:
Voter ID card
Documents required for residence proof: For credit card approval, residence proof of an applicant is mandatory. An applicant is asked to submit a copy of any below mentioned document:
Voter ID card
Eligibility for American Express MakeMyTrip Credit Card
1. Applicant must be 18 years old.
2. Applicants must have saving or current account in any Indian or International Bank.
3. Applicant’s credit history must be clean.
4. Impressive CIBIL score.
5. Applicant must be Indian Origin.
6. If you are salaried employee then annual income must be more than 4.5 lakhs.
7. If applicant is self employed then income must be more than 6 lakhs annually.
8. If you are self employed then your organization must be one year old.
Benefits of signing in to this card:
Membership reward points – This makemytrip card is a host of the most flexible reward program available in the market. The redemption catalog offers a wide range of options to opt for. The points can be redeemed against miles with multiple airline frequent flyer programs. The membership reward points can also b redeemed against making purchase of merchandise and gift cards. There are no blackout days or seat restrictions while redeeming points for flight ticket booking using the American Express Makemytrip Card.
Unlimited validity – There is no limited validity to redeem the points, which means the points can be collected and redeemed anytime. You don’t have to unnecessarily redeem the points until you actually feel the need for the same.
Travel protection services – Once signing up for the card, experience superior travel services offered by American Express travel card. You need not to worry anything about with their top-notch makemytrip card travel protection plan including rental car insurance.
Dining credit – The great part of this travel card’s reward points is that the points can be redeemed to splurge on room services while staying at the leading hotels.
Reward program of the card:
• Subscribe to American express everyday card and experience reward program like never before. Get hold on the flexible spending power to adjust according to one’s specific needs. To know more about the reward offers of the card, scroll down!
• Welcome gift – Get 4000 delta platinum points at the time of subscription as welcome gift. However, the points will only be credited on using the card 3 or more times within 60 days of its issuance.
• Bonus points at every swipe – Swipe the card for more than 6 times a month for a purchase of above Rs.1000 and earn 1000 bonus points each month.
• Card renewal points – The card offers unmatched reward offers and one of those offers is card renewal points. Celebrate one year of membership with 5000 anniversary points. The points will be transferred to the user’s account within 90 days post the card renewal month. Thus, the points can be availed only after the payment of renewal fee. Sometimes improper use of silver express charge card makes reason for bad credit.
• Bonus points on standing instructions – Pay your telephone, electricity, and other utility bills and insurance premiums right on their dues dates and get 1000 reward points by enrolling standing instructions. More option for sign on to official portal of respective organization
• Points for every spending – Earn 1 point for every spent of worth Rs.50 or more. However, this is not applicable for making purchase at fuel, insurance, and cash transactions. Even spending on supplementary cards can make you earn more reward points.
• Unlimited redemption validity of the points – You don’t have to redeem the points unless you actually find it necessary. You can collect more points in order to redeem against magnificent redemption option such as getting 18 carat and 24 carat makemytrip collection.
• Complementary add-on card – Share the privilege of the card with your parents, siblings, children, or spouse with two complementary additional makemytrip cards for each account at a nominal annual membership charge of worth Rs.1500 + applicable taxes per card.
More about the reward points:
Select and pay with earned points – Celebrate a whole new experience of point redemption by using the earned membership points of the American Express Makemytrip Card to settle selected transactions on the card bill. (Please note that 1000 reward points are equivalent to Rs.250).
Shop with points – Cardholders can utilize their points for the purpose of shopping and dining across more than 45 merchant partners such as Croma, Marks and Spencer, Bose, Central, Shopper’s Stop, and many more. Moreover, the points can be redeemed over more than 500 leading online portals including MakeMyTrip, Vodafone, BookMyShow, and much more. The points can also be redeemed along with the card payment to avail shopping at selected associated partners. (Please note that 4 reward points are equal to Re.1)
Additional redemption options – Get access to rewarding life indeed with more than 600 additional redemption options. The points can be also utilized against Air Miles for complimentary flights abroad leading airlines. A nominal fee of worth Rs.250 + applicable taxes can be levied on each transaction or transfer.
Who can apply for the card?
To apply and grab the privileged benefits of the American Express Makemytrip Card, there are certain criteria applicable, which include:
o He or she should have a good CIBIL score and not any default payments earlier
o He or she must be a resident of India
o He or she should not be having any outstanding debit
o He or she should have a valid income proof
o In case an applicant is self-employed or having a business, then he or she should be in the industry for more than 12 months.
Points where the card falls short:
High annual fee – There are more than enough credit cards available in the market offering more than 1% cash back with no annual fee. Waiving the fee for the first year can be a good way to hook the users on the charge card, but, later from next year, the cardholders have to pay an annual fee of worth $125, which is a bit higher than other student cards.
Low reward rate for non-travelers – 1% value back is not particularly attractive return rate as compared to competitive credit cards. There are many gift card and product redemption, for sure, but, they are not much attractive as they can be redeemed at worth 1%.
High foreign transaction fee – A cardholder has to pay 2.7% of the transacted amount on every foreign transaction processed outside the United States. This is actually a high overseas transaction fee when compared to other credit cards which don’t charge any overseas transaction fee.
Charge card penalties – The cardholders simply can’t make any default payment as the card charges penalty for every default payment. It is somewhat like a car steering with a sharp object instead of an airbag, where the driver cannot meet any accident in any case due to the severe consequences and bad scores.
Well, if you are attracted towards the exciting features and benefits of the American Express Makemytrip Card, you can surely go for it and to know more about perks on car, near me by exploring offcial website. However, before applying for the card, an applicant needs to go through the terms and conditions of the card thoroughly to get a fair idea whether the card is for you or not. Sometimes it becomes necessary to call support team on their toll free phone number to resolve occurring issues. This card has strong reward program for every month’s purchase along with travel protection options, and thus, the card is still a competitive charge card despite of its high annual fee.