Standard Chartered Credit Card

Standard Chartered Credit Card

Standard Charted private limited is a financial organization of British origin and widely popular for its services in sectors like Private banking, Corporate banking, Mortgage loans, Credit cards, Wealth management, Consumer banking and Investment banking. It is India largest international bank and operating more than 100 branches in across 45 cities. Currently bank is providing its services in more than 70 counties 1250 branches. It avails various types of credit cards for customers to resolve their cash handling related issues. Apart from bank its customer’s responsibility to understand their duty to avoid any financial trap and better transaction facility. Current interest rate as per bank policy is 3.1%. Some popular credit card that standard charted avails are:
1. Landmark Rewards Platinum
2. Super Value Titanium
3. Manhattan Platinum
4. Platinum Rewards Card
5. Standard Chartered Yatra Platinum
6. Emirates World
7. Priority Banking Visa Infinite

Operating since 1858, Standard Chartered Bank is India’s one of the largest international bank with 100 branches in 43 cities only in India. Internationally, it has a wide network of more than 1200 branches including subsidiaries, associates, and joint venture outlets across more than 70 foreign countries. The bank is headquartered in London, England. Around 90% of its revenue is generated from the areas of Asia, Africa, and the Middle East. Apart from banking services, it also has subsidiaries operating in India namely Standard Chartered Securities India Ltd., Standard Chartered Investments and Loans India Ltd., Standard Chartered Private Equity Advisory India, and Standard Chartered Finance Limited and Scope International. Its key service segments include corporate & private banking, corporate & institutional banking, and retail banking. Currently, it has a market capitalization of £24.4 billion approximately, which makes it the 28th largest company with a primary listing on the LSE (London Stock Exchange). The key shareholder of the corporation is the Government of Singapore-owned Temasek holdings.

Being globally reputed banking institution, the bank values its customers by serving them a wide range of financial products and services such as loans, fixed deposits, and credit cards, with one single motive of meeting every specific need of the individual and business customers. Standard Chartered offers a range of credit cards specifically designed for every individual & business need. The cards are offered with exclusive features such as rewards and cash back deals. In addition, it offers services like savings account, term deposits, employee banking accounts, foreign currency deposits, mobile banking, loans, online banking, online credit card payment, fund transfer, login and much more. All these services can be accessed in just a few mouse clicks. For a reason of various financial products and services, SC Bank has millions of loyal and committed customers. standard chartered credit card login facility makes online transaction lot more easier and convenient.

Important Documents

1. Customer must have any identity proof (Votes ID card, Photo Ration Card, Passport, Photo Pan Card Passport and Photo Pan Card).
2. Customer must have valid address proof (Rental Agreement, Apartment Allotment Letter, Passport, Telephone Bill, Ration Card, Electricity Bill, Life/Medical Insurance policy).
3. If you are salaried employee then show your latest salary slip, for self employed businessmen important documents are Last Business Continuity proof, Latest IT Returns with computation of income / Certified Financials and for self employed professionals Business Continuity proof, Latest IT Returns are important to apply for standard charted credit card.

Subsidiaries of Standard Charted in India

1. Standard Chartered Finance limited and SCOPE International.
2. Standard Chartered Investments and Loans (India) Limited.
3. Standard Chartered (India) Modeling and Analytics Centre Pvt. Ltd.
4. Standard Chartered Securities (India) Ltd, equities business for vehicle
5. Standard Chartered Private Equity Advisory (India) Private Limited

Benefits of Standard Charted Credit Cards

1. Card holder will get 10-20 % off with spot offers.
2. Users will also get rewards in shopping and transaction if they will pay bill ny login into their internet banking account.
3. Master and visa card holders will get extra discount on shopping.
4. Bank offers customers to earn extra rewards points by using credit cards to pay for ticket booking and other bill payment.
5. Card holder will get health insurance cover facility.
6. Customers will get facility in loan approval.
7. Up to 9x rewards points on transaction.
8. Apply online and get discount on joining and annual subscription fees. 9. Cash back facility with every transaction. Maximum INR 500 cash back is possible as per bank terms & conditions.
10. Apart from above describe facilities users will get some amazing facilities as per bank policies and offers.

Standard Charted Bank Policy for Minimum Amount Due

To make its services much customer’s friendly bank has issued a notification regarding minimum amount due policy for its card holder customers. Bank is doing all this to make things much authentic and clear for customers. Latest policy includes following laws in case of low amount in account and these are
1. Late fee payment will apply.
2. Any amount payable over and above the credit limit of the credit card.
3. Fixed monthly installment.
4. Financial charges.

How to apply for Standard Chartered Credit Card?

Undoubtedly, credit cards have become an integral part of our lives to meet our lifestyle needs and demands. The credit card offers great privileges to the cardholders and in no time it has changed the shopping habits of the cardholders drastically. Now, people don’t have to look into their budget to buy something of their need, all they need to do is now to swipe the card at the retail store and take home the desired product without paying any cash. They can repay the amount in easy installments so that they never feel burdened with the lifestyle expenses. This has made the life easy in no time and has introduced a major change in the world of economics. Moreover, users can get amazing rewards, fee waiver, and cash back offers on every card swipe. Applicants can apply for SC Credit card online in just a few easy steps, download the Standard Chartered App and fill the credit card application form to request the card then you will be allowed to login into your account. However, the bank first checks the eligibility criteria for the card and if the applicant meets the certain parameters like minimum age, annual income range, and CIBIL score.

The SCB cards are offered under different categories to meet specific segment’s need like travelling cards for frequent travelers, shopping cards for shopaholics, and so on. The reward points earned by the cardholders can be redeemed against any choice from the reward redemption catalogue.

Features of Standard chartered Credit Card:

Credit card activation offers
A cardholder will get amazing offers at the time of membership where they can earn attractive reward points on first swipe of the card within a specific period of time. This makes the banking experience even far better than before.

Unlimited discounts
Users can enjoy unlimited discounts on every card swipe or transaction. Also, they can avail cash back offers to complement the shopping experience.

Balance transfer
A cardholder can repay the outstanding balance of other banks using the Standard Chartered Credit Card and repay the amount in easy installments at low rate of interest. No need to pay high rate of interest if you have SC Credit Card.

Fund transfer
No matter where you are, become a savior of your family and friends when they are running out of the cash. Now, with Standard Chartered Bank Cards, you can easily do fund transfer through mobile banking or internet banking services. Just download the SC App and activate the mobile banking service and you are all set to make quick fund transfer despite the geographical barriers.

Conversion to EMIs
Purchase any product or service for more than Rs.5000 and convert the amount in easy installments so that you can bridge the gap between the monthly income and expenses.

Value added benefits
Cardholders can get added benefits like reward points, free movie tickets, complimentary lounge access, golf course access, free flight tickets, gift vouchers, and cash back offers.

Contactless credit cards
Enjoy more secured credit card payment gateways and faster check outs with contactless card technology. No need to handover your card to the retailer, just tap the card on the card-reader device, and enter into the secured payment gateways. Even if the card is tapped multiple times, the device will read the card only once that lowers the risk of fraud and skimming.

Top Standard Chartered Bank Credit Card:

Landmark rewards platinum card
Users can enjoy the best Platinum credit card features along with additional rewards on every transaction. Cardholders can secure about 9x reward points on shopping from the affiliated leading brands such as Lifestyle, Max, and Home Centre. Get 5% cash back on shopping from SPAR stores. No annual fee makes this card a worth grab.

Super Value Titanium Card
Among the various credit card offerings, this card is a host of great privileges to its users which makes the card truly appreciating. The features and offers of the card are designed especially for the financial savvy individuals who are able to understand the nitty-gritty of economy and wish to gain as much as possible from it. Users can procure several savings offers along with cash back deals. The key highlights of the card include:
o Savings on fuel expenses
o Attractive cash back offers on telecom online bill or recharge payments from any telecom service provider
o Cash back deals on utility bill payments
o Numerous reward programs

Platinum Reward Card
Once you grab the SC bank credit card, you can cut down the cost of fuel expenses to a very extent by earning attractive redeemable reward points for a minimum transaction of Rs.500 across any petrol pump in India. This card is an ideal choice if you are looking to lead an epicurean life. The card offers exclusive discounts at premier hotel stays and restaurants both within the national and international boundaries. Moreover, you are suppose to get 2 reward points on every spent of Rs.150, these points can be redeemed against any option available in reward catalogue.

Manhattan Platinum Card
The Manhattan Platinum Card is particularly designed to meet lifestyle expenses of an individual. Cardholders can save on household and lifestyle outlays. The card is a host of lots of privileges, some of the top benefits include:
o Get 5% cash back on every purchase at affiliated supermarkets and departmental stores such as Food Bazaar, Big Bazaar, and Reliance Fresh.
o Earn 5x reward points on using the card for hotel reservation, fuel expenses, dining, and flight ticket booking
o Users can use the card at several online payment platform including BillDesk, NEFT, Net Banking, IBFT, Visa Money Transfer, and ECS

Emirates Platinum
Enjoy the magnificent life with the Standard Chartered Emirates Platinum Credit Card and avail luxury and value to your lifestyle. The card comes with unique privileges like travel insurance coverage and priority pass membership that makes it the best choice among the frequent flyers.

Platinum Elite Card
Trust and wealth is something that you will surely earn from this Standard Chartered Credit Card. Discover the best credit card experience with SC bank, combined with elegance and sophistication. It brings a set of benefits and features to the cardholders such as exciting reward points and bunch of options to redeem the points.