In banking world after introduction of credit card has transform the entire system of transaction. Modern corporate sector and business world seems to be addicted with this and it is making life easier than ever before for millions of customers. As it allow them to avails financial freedom as per their need. With time users of credit card is growing and things becoming secure enough as far as online banking and commercial transactions are concern.
Kotak Mahindra Bank is one of the leading bank offering banking service in India, as per current statics current income of bank is around 18 billion. In 1985, Kotak Mahindra Finance Limited, establish as Kotak Mahindra Bank and at the same time it is recognized as first non financial company converted into bank. To seek the attention of customers bank avails financial offer and products suits the requirement of need of customers. One of the main reasons of popularity of credit card of kotak Mahindra bank is its rewards and cash back offers.
In India, multitude of banks offering credit card for customers, but there are some serious and significant feature which differentiate this from others and make choosing kotak card one of the wisest decision taken by customer
a. Secure online transactions: Visa and master along with kotak offers excellent security while performing online transactions. Both card uses the VBV(verified by visa) and MasterCardSecureCode respectively to boost security.
b. Multitude Payment Option: To ease the online payment facility use your card as it offers plenty of option to pay utility bills and some easy and secure option are over the counter payment, internet banking, WebPay, cheque, mobile banking, visa or NEFT payment, IMPS.
c. Kotak PIN and Chip Card: Kotak bank avails credit cards with EVM chip and PIN cards to make cards highly secure and robust from threats.
d. Kotakbillpay: To make utility bill payment convenient and instant kotak launch kotakbillpay as it is less time consuming, and customer can easily pay their mobile bill, telephone bill, DTH recharge, insurance premium payment.
e. Easy Cash Access Facility: Kotak bank allows customers to withdraw cash with their credit card from ATMs of kotak bank.
a. Kotak Silk Inspire Platinum Credit Card
b. Kotak Wealth Management Infinite Credit Card
c. Kotak Delight Platinum Credit Card
d. Kotak NRI Royale Signature Credit Card
Kotak bank avails wide range and features based cards for customers as per their financial and lifestyle based requirements. Some of them are
a. Life Style Credit Cards
b. Shopping Credit Cards
c. Corporate Credit Cards
d. Entertainment and Dining Credit Cards
e. Other credit card.