American Express Credit Card

American express credit card

American express is one of the biggest credit card facility provider banks in across the world. It offers most secured and reliable transaction facilities to card holders. American express provides various services such as credit card, travel card, gift card and other. This is one of the widely accepted credit cards that offer maximum services for customers. In March 1850, Butterfield & Company Wells & Company, Livingston, Fargo & Company Well jointly laid the foundation of this world class financial organization. Customers will get reliable and authentic services easily. To give extra boost to customer’s security bank offers various alerts facility including SMS alert, email alert to avoid any financial tragedy. To make things easy customer must provide their permanent mobile number and email id. It will be helpful in receiving of real time updates from banks. Rewards points of can be used to book flight ticket in efficient price. Whenever card holder will book tickets then he’ll get membership rewards points that be used in vacation packages, air fare charges, hotel package and cruise packages. American Express charge cards have been with us for quite a while. The vast majority have seen the television advertisements for their offers which incorporate explorer's watches that can wind up being supplanted in the occasion they are lost or even taken. This is a major drive inside the customer and business credit part and they have a critical assortment of credit cards and charge cards.

The American Express Bank, or simply Amex, is an American Multinational Finance Corporation which is headquartered in Three World Financial Center in New York City. The corporation was founded in 1850 and is one among the 30 components of the Dow Jones Industrial Average. The Bank is well-established in the finance industry and is best known for best banking services, charge cards, credit cards, and traveler’s cheque businesses. According to a report, in 2016, the Amex credit card network accounted for about 22.9% only in the US. The corporation provides credit cards in different categories to meet specific needs of an individual user. Today, it is one of the largest credit card providers across the globe for providing most secured and reliable transaction services to the registered card holders. The American express credit cards are widely accepted across the globe along with offering maximum benefits to its users. To boost user’s banking experience, American express also provides various banking services such as SMS alerts, mobile banking, and online payment. All the exclusive services are offered to make quick, easy, and reliable banking transactions. Enjoy cash less life with American express cards. Apart from this, the users can also enjoy exciting reward point schemes on every transaction completed with the credit cards. The reward points can be redeemed against online ticket bookings, hotel reservations, outstanding balance payment, or can redeem gifts from the reward redemption catalogue.


American express personal cards

Bank avails some recognized and useful credit card for its customers. Some of them are:
1. The American Express® Platinum ReserveSM Credit Card
2. The American Express® Platinum Travel Credit Card
3. The NEW American Express® MakeMyTrip Credit Card
4. The Jet Airways American Express® Platinum Card
5. The American Express PAYBACK® Card
6. RPM Credit Card from American Express® and HPCL


American Express Corporate Cards

The American Express® Corporate Card facility is used and based on globally recognized and established corporate houses to handle their large scale transaction with security. These credit cards make transaction secure, flexible and offers secure transaction service. This type of credit card must used by respective organization. American express never ask for any secret information from respective company and provides complete corporation. These cards also offer insurance facility of employees and provide financial cover in case of any tragedy. Some trending corporate cards are:

1. The American Express® Platinum Corporate Credit Card
2. The American Express® Corporate Meeting Credit Card
3. The Jet Airways American Express® Corporate Card
4. The American Express® Corporate Card


American Express Charge Cards

Charge cards are basically used to handle maximum cash transactions. These credit cards are beneficial for financial service provider and handlers. Charges cards allow customers to spend beyond the transaction limits and handle their transaction with complete security. There is no predefined transaction limit with these cards.
1. The American Express® Gold Card
2. The American Express® Platinum Card
3. The Air India American Express® Gold Card


American Express Card Benefits:-

1. Card holders will get life insurance cover facility.
2. Users will get support in case of return policy.
3. Financial cover in case of car or other vehicle accidents.
4. Users will also get cover for baggage.
5. Cards holders will also get the facility of travel insurance.

Benefits of credit cards:

The American Express credit cards have long been a solid premium card and additional American Express rewards have made it even more compelling. Now, take a glance at appealing benefits of Amex cards.

• 5x rewards on air fare and hotel bookings
On getting the credit card membership, users can earn 5x reward points on air ticket fare and 5x points on hotel reservations. These points make a total of 9.5% returns on qualifying annual purchases. However, to grab the benefits, users need to make transactions directly through American express application.

• Get $200 cash back as Airline fee credit
Now, book flight tickets with platinum Amex credit card and get $200 cash back as airline fee credit. Just specify that you are eligible to grab the benefits of the card.

• Lounge access
Amex Cardholders can enjoy complimentary lounge access to Centurion lounge locations. This is a great offer that comes along with gourmet food options, cocktails, and a pleasing ambiance to relax and get refreshed.


Features of Amex Credit Cards

• Balance transfer
Cardholders can anytime and anywhere take the advantage of balance transfer facility. Now, be a superhero of your friends and family and transfer funds to their account when they are running out of the funds.

• Utility bill payment
No need to rush to the billing counters every time to pay utility bills. Download the American express app and make utility bill payments on-the-go and avail delightful deals on every transaction.

• Alerts and notifications
Now get the alerts and notifications to your registered mobile number and email and get the details of every transaction and latest deals.

• Global acceptance
The credit cards can be accessed despite the geographical boundaries so that you never have to worry about the funds even while traveling abroad.

• EMI Payments
Pay your outstanding balance for other banks or financial institution using your American Express Credit Card and pay back the amount in easy installments at low interest rate.

• 24*7 customer assistance
Any time call to Amex customer support services and get quick assistance to resolve the issue or query.


Top credit cards of American Express

The American Express Platinum Reserve Credit Card
Founded in 1850, Amex is a multinational banking and financial services company that offers platinum cards designed to offer customized benefits to the cardholders. This card caters to diverse aspects of user’s lifestyle needs and demands along with various shopping, dining, and travel privileges. Top privileges of platinum card are:
• Earn up to Rs.10000 cash back for bookings via MakeMyTrip
• Additional privileges at chief hotels and resorts including Taj hotels, resorts, & palaces and Oberoi hotels & resorts
• Complimentary access to Airport lounges nationwide with $99 annual membership fee waived off
• Enjoy exceptional healthcare and wellness benefits from Fortis Healthcare, Max healthcare, and Texas Medical Concierge
• Get complimentary access to major golf courses across India
• Split the expenses in easy monthly installments for all big purchases

The American Express Platinum Travel Credit Card
This travel credit card is designed to bring unique travel experience to the cardholders and deliver accelerated benefits to them. Apply for American express credit card to grab the benefits right now. Use your travel credit card and earn membership reward points against every swipe of Amex cards. Enjoy the flexibility to earn exciting reward points from more than 600 options available at redemption catalogue. Take a glance at the unique benefits of the card:

• Get 5000 milestone bonus membership reward points as welcome gift that can be redeemed against travel voucher of worth Rs.4000
• Unveil travel vouchers of worth Rs.7700 on annual spent of Rs.1.90 lakhs
• Unveil travel vouchers of worth Rs.11800 on annual spent of Rs.4 lakhs and procure a voucher from Taj Group of worth Rs.10000
• Get 4 complimentary lounge accesses across top 29 airport lounges in major cities including Bangalore, Mumbai, and Delhi
• Get complimentary membership to priority pass along with $99 annual membership charges being waived off
• Make contactless payment with Amex cards
• Make convenient payments of outstanding balance and pay back to the American Express Bank in easy monthly installments
• Avail 20% off at certain dining programs
• Enjoy zero lost card liability as additional privilege of the card

The Jet Airways American Express Platinum Card
Sign in to American Express and boost your traveling experience with this Express platinum card designed keeping the travel needs of the travelers in mind. This is the ideal card for every frequent traveler. This Amex card is co-partnered with Jet Airways to bring dedicated concierge service and exclusive privileges to the cardholders. Apply for the card online without any hassle.

• Complimentary visits across 13 domestic airport lounges in 11 major cities in India
• Avail 5000 reward bonus upon every American Express credit card renewal along with a complimentary Jet Airways base fare waived against domestic flight ticket booking
• Enjoy additional iPrefer Gold tier membership across preferred hotels and resorts
• Enjoy an additional holiday stay on booking 2 days and 3 nights’ holiday packages as well as complimentary breakfast at Oberoi Hotels and resorts
• Earn 20 reward points on every spent of worth Rs.100 on the EXTRA JPMiles program
• Grab exclusive offers on travel, dining, entertainment, and shopping across the globe

The American Express PAYBACK Card
The American Express Payback Card is an exclusive card that comes along with exciting payback reward points. Now enjoy attractive deals on dining, travel, and shopping. Pay for purchases above Rs.2999 using your Amex credit card and payback in easy monthly installments. Applicants can check their eligibility to apply for the credit card through the American Express Credit Card App. Check out some of the interesting privileges of the card:

• Earn 3 payback points on every spent of Rs.100 using Am Express card. Transactions against insurance, fuel, utility bill payments, and cash withdrawal are excluded from the reward points program
• Earn 900 additional bonus points on spending Rs.15000 within 60 days of credit card issuance
• Get gift voucher of worth Rs.3000 as welcome gift

RPM Credit Card from American Express and HPCL
Does the prospect of hiking petrol prices makes you concerned regarding the monthly expense budget? Here comes a pleasing credit card to ease the pressure on your wallet. The RPM credit card from American Express co-partnered with HPCL comes along with several featured benefits for the cardholder. Any big purchases over Rs.3000 can be converted to easy monthly installments at 1.49% interest rate. And if you have an insurance policy with ICICI Lombard then this is an additional privilege for you. Even if you don’t have an insurance policy with ICICI Lombard then also the card is an ideal option to save on fuel expenses.