Look for Citibank NEFT and RTGS facility if you are looking for instant and safe online transaction. As we know that national electronic fund transfer (NEFT) is online transaction system introduced by the reserve bank of India (RBI) that will ease the fund transfer in entire country from one bank account to other account with complete security. As long as banks are part of neft network this electronic currency dispatch system to transfer between one branch to another branch account with ease. The Reserve bank of India has issued and Unique IFSC and MICR code to each and every branch to ensure that secure and reliable transactions. With the help of this code RBI easily regulate and monitor all transaction performed by source and destination bank.

Citibank is international banking service offering institutions that offers services across the network and will make things easier for them. Foundation of bank was laid in 1912 and initially it was known as citi bank of New York. As of now it is playing major contribution in economy of American and other nations. Currently bank is availing its services through its over 4700 bank branches. One thing that people must know is that this is one of the first bank that started ATM (automated teller machine) facility in America. Bank is offering banking services as per their slogan that is citi never sleep, and working continuously.

As it is known that IFSC code is combination of 11 characters along with its respective alphanumeric keys that refers to distinct identity of respective bank branch. Quite interesting fact is that everyone must know is first four characters or letters refers to name of bank, fifth one will be zero and used in future as per instruction of RBI and remaining numeric digits refers to bank branch code. If we go through Citibank ifsc code CITI0000026 then things will be even clearer. This code is specifying details about Citibank Bhopal branch along with description about address and micr code.

Citibank MICR and IFSC code finding process

It is quite easy to get the ifsc code of any bank from internet. Users just need to explore official website of bank or all information can be accessed from website of RBI. If user want to pick other option like third party website like to get the details about respective bank ifsc and micr code. Once you will click on bank ifsc code option then you will be redirected into page where you need to choose options like bank name, branch name, state and district name then information about respective bank branch.

Citibank online transaction facility through RTGS and NEFT Process

With the help of NEFT and RTGS facility online transaction become quite easy. As these two introduced by the reserve bank of India (RBI) that avails highly configured security to make entire processing easier and commendable without any difficulty.

RTGS Facility
Citibank avails this facility for all existing customers to make their online transaction instant and robust. As its name implies, it allows real time transaction facility that means amount will be transferred as customer will click on transfer button. Citibank allow transferring up to INR 2 lakhs. As it is known that RTGS transaction are irrevocable that means ongoing transaction cannot be cancelled after making request regarding transaction.

NEFT Facility
Citibank avails the facility along with RTGS facility. As it is obvious that it avails online money transfer facility. There will be not a single criteria regarding transferring minimum balance. It is customer choice to pick the best transfer mode; it can be done either through Citibank internet banking facility or by visiting nearest branch of Citibank. Customer must remember that banking facility will be available in working days means transaction will be allowed between Monday to Friday in working hours. As per policy this absolutely free and bank will not charge any amount against using this facility.

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