Bank of Maharashtra IFSC CODE AND MICR CODE

Bank of Maharashtra (BOM) IFSC Code

NEFT and RTGS facility is availed by the Bank of Maharashtra (BOM) for its customers and to make things easier as far as online transaction is concern. Another positive reason behind introduction of NEFT and RTGS facility is that it makes online transaction secure and less time consuming. When user opt for online transaction mode then in some platforms or mode IFSC and MICR code is essential for customers to keep transaction safe from possible threats. As we know that IFSC (Indian financial system code) is combination of 11 alphanumeric secured code and as per guideline of Reserve bank of India (RBI), first four character refers to name of respective bank, for example, for BOM (bank of Maharashtra) it is MAHB and fifth one will be zero as reserved for future use and remaining digit or characters refers to branch code or address of respective bank.

Online Money Transaction Using Bank of Maharashtra (BOM) RTGS and NEFT Facility

Although, transferring money using NEFT and RTGS facility offered by BOM (Bank of Maharashtra) is quite simple and secure process. These two options are considered as one of the best and reliable platform for online transactions.

National Electronic Fund Transfer (NEFT)

Customer can easily transfer money from one to other bank account of same or other bank with ease by opting NEFT based transaction option. Customer, who is using the internet banking facility for online transactions, may easily use this useful service offered by BOM for its customers. As per rules of banking organizations, customers can use this service between 9:00 am and 7:00 pm and for Saturday working allowed time is between 9:00 am and 1:00 pm. Interesting fact is that NEFT facility is available for customers to perform required transaction whereas RTGS is applicable for both customer and interbank based transactions. To perform online transaction via NEFT, following information required

a. Name of the beneficiary or receiver.
b. Beneficiary bank and branch name along with account number.
c. Branch IFSC code along with amount to be transferred.

Real Time Grass Settlement (RTGS)

Real time grass settlement is considered as one of the quickest online transaction method. RTGS based transaction process starts as soon as customer initiates the process. As per rules this service can be used between 9 am to 4:30 am and for Saturday it is between 9 am to 1:30 am. To perform transactions under this method basic information about beneficiary bank name, account number, branch address, IFSC code, amount to be transferred.

Steps to Search Bank of Maharashtra (BOM) IFSC code and MICR Code

Applykaroo avails the facility to check IFSC and MICR code of BOM (Bank of Maharashtra), alternate option to check the same is applicant bank passbook issue by bank. To check online

1. Open and click on bank ifsc code tab.
2. You will be redirected into main page where some essential information like name of bank, state you belongs, name of district and bank branch name, after that it will automatically show the details of IFSC code, MICR code along will correspondence address of respective bank.

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