Indian Financial System Code (IFSC) is one of the modern approaches to make banking system much flexible and transforming it in paperless mode. IFSC code helps to take banking facility from challans to internet banking, long queue to computer system and small queue. Integration of this simple unique code brings new boost in banking and financial sectors. IFSC means Indian Financial System Code is important when any transaction especially in case of online transaction and make transaction robust and error free. With the help of this code use can easily transfer maximum amount to another account across the world to pay your shopping bills and other expenses.

About IFSC Code

Indian Financial System Code (IFSC Code) is combination of 11alpha numeric characters in which first four digit represent to bank code fifth digit is zero reserved for future use and remaining digit refers to bank branch code. IFSC code allows individuals to do National electronic fund transfer (NEFT) and Real time gross settlement (RTGS) quite comfortably. IFSC system is valid and useful for domestic transactions across the country. Reserve bank of India (RBI) is liable of issuing of codes to mange transaction without any complications. As per RBI guideline bank used to print their ifsc code in their cheque book to easy the customers tasks.

IFSC code has made inter banking transaction system much easier and robust. In simple word it can be said that IFSC code refers to unique identity of bank branches and inter banking system. Because of IFSC code IMPS becomes quite easy and secure. User can use various payment modes including payment through app, online payment through internet banking, transfer through SMS and other transaction platform. Example of IFSC code is PUNB0629300.

To Know about IFSC Codes of Bank Listed Below

Axis Bank
Allahabad Bank
Bank of Baroda
Bank of India
Canara Bank
Citi Bank
Central Bank of India
Indian Bank
Karnataka Bank
Punjab National Bank
State Bank of India
Yes Bank
United Bank of India
Union Bank of India
Vijaya Bank
Abhyudaya Cooperative Bank
Ahmedabad Mercantile Co Operative Bank
Airtel Payments Bank
Akola Janata Commercial Co Operative Bank
State Bank of Travancore
Syndicate Bank
Tamilnad Mercantile Bank
UCO Bank
RBL Bank
Reserve Bank of India
South Indian Bank
Paytm Payment Bank
Standard Chartered Bank
State Bank of Bikaner and Jaipur
City Union Bank
Corporation Bank
DCB Bank
Dena Bank
Karnataka Vikas Grameena Bank
Karur Vysya Bank
Kerala Gramin Bank
Kotak Mahindra Bank
Almora Urban Cooperative Bank
Andhra Bank
Andhra Pragathi Grameena Bank
Australia and New Zealand Banking Group
Indian Overseas Bank
Indusind Bank
Jammu and Kashmir Bank
Bandhan Bank
Bank of America
Bank of Baharain and Kuwait BSC
Lakshmi Vilas Bank
Nainital Bank
Oriental Bank of Commerce
Pragathi Krishna Gramin Bank
Prathama Bank
Punjab and Sind Bank
Bank of Maharashtra
Bank of Tokyo Mitsubishi
Barclays Bank
Bassein Catholic Cooperative Bank
Zila Sahakri Bank
Bank of Ceylon
Dhanalakshmi Bank
Federal Bank
Gurgaon Gramin Bank
Himachal Pradesh State Cooperative Bank
Catholic Syrian Bank
Deogiri Nagari Sahakari Bank Aurangabad
Deustche Bank
State Bank of Mysore
State Bank of Patiala

MICR (Magnetic Ink Character Recognition)

Magnetic Ink Character Recognition is latest technology and use to validate the integrity of paper based documents and original documents to boost the security feature of one to other transactions. In banking sector Magnetic Ink Character Recognition (MICR) code is used to recognize cheque identity easily. MICR codes are easy to read by human and on the other hand bar codes are hard to understand and read. MICR code is combination of 9 digits in which first 3 digits represents city of bank, next three digits represents to identity of bank and remaining 3 digits refers to branch of bank. Example of MICR code is 486024002.

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